One Financial Services Holding Pty Ltd (Known as ONE ) is the holding company of group of financial services companies providing tailored financial solutions to their clients.

One Insurance Underwriting Managers (Pty) Ltd, (ONE SURE) is a leading short term niche underwriter which, after underwriting on behalf of Absa Insurance Company Limited since 1996 and Absa Insurance Risk Management Services Limited since 2010, entered into a partnership with Mutual & Federal Risk Financing Limited with effect from 1st May 2015.  In terms of the agreement, ONE SURE underwrite through a cell in Mutual & Federal Risk Financing Limited, a wholly owned subsidiary of Mutual & Federal Insurance Co Ltd, a member of the Old Mutual Group.

Fitch Ratings has assigned Mutual & Federal Risk Financing Limited’s (M&FRF) a National insurer Financial Strength (IFS) rating of “AAA(zaf)”.

Over the years, ONE has built a market reputation for being an entrepreneurial and innovative organization providing a large range of products to their broker network off a single, integrated administrative platform.

ONE began as a specialist motor underwriter and developed into a well-diversified, highly efficient and forward thinking underwriter generating over R1.2 billion in gross premiums annually spread across all classes.

ONE provides a variety of industry specific products and solutions in the following lines:


  • Commercial
  • Personal
  • Motor
  • Engineering
  • Marine
  • Accident & Health
  • Liability
  • Guarantees

Many businesses were acquired and incorporated into ONE during the last 20 years securing a broad product range and growing our specialist expertise.  In addition to creating an integrated platform ONE has invested heavily in acquiring specialist UMA’s and service providers who form an integral part of the overall solutions we provide our policyholders.

One Insurance Underwriting Managers is an Authorised Financial Services Provider FSP 8783


ONE SURE office

_DSC0021ONE|SURE were also proud sponsors of the 2015 & 206  Debt Review Awards and attended to hand out the Debt Review Awards/ ONE|SURE Significant Contribution to Debt Review awards. ONE|SURE are proud to once again sponsor the 2017 Debt Review Awards.