Capitec Bank

Capitec Block Ad Sept 2015


capitec bank entrance


Key Facts

  • Established: 1 March 2001
  • Listed on JSE: 18 February 2002
  • Registration: SA Reserve Bank
  • Active clients: over 7.3 million*
  • Branches: 720*
  • Employees: 11 440*
  • Shareholders’ funds: R13.7 billion*
  • International partners: MasterCard and Visa
  • Auditors: PricewaterhouseCoopers Inc.
  • Registered address: 1 Quantum Street, Techno Park, Stellenbosch

Our Vision

To become the best retail bank in the world.

Our Values

capitec bank values


Our Missioncapitec bank mission

Capitec Foundation



capitec foundationCapitec Foundation was established in June 2015 as an independent, non-profit organisation that manages the corporate social investment initiatives of Capitec Bank.

The Foundation’s main purpose is to campaign for better quality education, particularly in terms of improving numeracy skills and raising the financial literacy levels in South Africa.



Capitec Bank supports the debt review process


We support the debt review process and walk beside our clients, helping them wherever we can. Our focus is to rehabilitate the client, with the goal of allowing the client to re-enter the credit active market. This is done through combating over-indebtedness and protecting the client’s assets. After you obtain a Form 19, the client is welcome to apply for credit again based on their affordability.


We work closely with debt counsellors to ensure we offer the best service possible. Regularly meeting with debt counsellors to identify, engage and overcome challenges ensures a smooth debt review process for the client.


Our debt review system is unique, having been designed specifically with the client in mind. The system offers state of the art efficiencies and turnaround times. We continually make enhancements to the system to ensure we remain on the cutting edge.